Planning Reports

~$208K–$269K of federal tax addressed across 5 quantified opportunities (cash-balance/DB plan, §199A QBI capture, bonus depreciation, CA PTET election, and the reasonable-comp reset that unlocks the first two), with the buyout structure and multi-state nexus to resolve before filing. Figures are additive at the item level; the DB and §179 deductions reduce QBI, so the combined result is modelled net at engagement.

~$24K–$30K of federal tax addressed across a large retirement deferral and a Q4 estimate, with a QBI/SSTB question to confirm.

~$630K–$675K of federal tax addressed across 4 opportunities (QSBS exclusion, loss harvesting, charitable bunching, gifting), plus the sale-structure question to resolve before filing.

~$60K–$95K of federal tax addressed across 3 opportunities (charitable bunching, gain diversification, Q4 estimate), with an opportunity-zone question to evaluate.

~$12K–$20K of federal tax addressed this year (retirement deferral, Q4 estimate), with a high-stakes asset-vs-stock sale structure to model before any LOI is signed.

~$3K–$8K of federal tax addressed across a withholding fix and the new rental's depreciation setup, with a small Q4 true-up.

~$6K–$12K of federal tax addressed (equipment expensing, small Q4 estimate) plus §199A preserved, with payroll/credit setup for the first hire.

A multi-year Roth conversion window worth potentially tens of thousands in lifetime tax, sized this year within the 22% bracket and below the IRMAA threshold.

~$26,280+ of federal tax addressed across 4 opportunities.