Maria Reyes

MediumDraftingProspect

W-2SingleMA, NHMeera KapoorAnnualReturn on file

Est. current income

$268,000

vs $214,000 prior year

Effective rate

22.4%

Marginal bracket

32% ordinary

Dec 31 hard stops

Maria Reyes

2026 Year-End Planning Summary

~$4K–$9.5K of federal tax addressed across a withholding fix and the new rental's depreciation setup, with a small Q4 true-up.

Est. income

$268,000

vs $214,000

Effective rate

22.4%

Marginal

32% ordinary

Key changes

flagged

What the plan contributes

Each move as a range, stepping down from the current-path liability.

$60,032

Current path

Set up depreciation and a cost segregation on the new rental
$3,000–$7,000
Correct under-withholding after the job change
$1,000–$2,500

Addressed by the plan

2 of 2 quantified

$4,000–$9,500

leaves $50,532–$56,032

1. Current-Year Action Items

Time-sensitive moves before December 31.

2. Long-Term Opportunities

Multi-year planning to revisit beyond this season.

3. Open Questions for the Advisor

Items to resolve before the client conversation.

Severance timing — confirm the payment year and withholding

Severance can be paid in a lump sum or over time, and supplemental wages have their own withholding rules; deferred arrangements can raise §409A issues. We need to confirm the timing and withholding before projecting the year accurately.

OwnerAdvisor

Elan

Grounded on Maria Reyes

Nothing outstanding for Maria Reyes right now.

Elan brought this to you

Nothing needs you for Maria Reyes right now.

Maria Reyes

Maria Reyes

What the plan contributes

1. Current-Year Action Items

Set up depreciation and a cost segregation on the new rental

Correct under-withholding after the job change

2. Long-Term Opportunities

3. Open Questions for the Advisor

Severance timing — confirm the payment year and withholding

Maria Reyes

Maria Reyes

What the plan contributes

1. Current-Year Action Items

Set up depreciation and a cost segregation on the new rental

Correct under-withholding after the job change

2. Long-Term Opportunities

3. Open Questions for the Advisor

Severance timing — confirm the payment year and withholding